Workers’ Compensation Insurance

Protect Your Workforce: Workers’ Compensation Insurance in Colorado

Your employees are your greatest asset, and keeping them safe is essential. At Preferred Choice Insurance, we provide tailored workers’ compensation insurance to protect Colorado businesses and their employees. Whether you manage a small team or a large workforce, our policies ensure compliance with state laws while safeguarding your business from financial risks.

Answers to Your Workers’ Compensation Insurance Questions

  • What does workers’ compensation insurance cover?

    It covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job, as well as liability for workplace injuries.

  • Is workers’ compensation insurance required in Colorado?

    Yes, Colorado law requires most employers to carry workers’ compensation insurance, with a few exceptions for sole proprietors and independent contractors.

  • Does it cover part-time or seasonal employees?

    Yes, most workers’ compensation policies include coverage for part-time and seasonal employees.

  • Can it cover work-related illnesses?

    Yes, workers’ compensation typically covers occupational illnesses or diseases caused by workplace conditions.

  • What happens if I don’t carry workers’ compensation insurance?

    Failure to provide coverage can result in fines, penalties, and potential lawsuits, as well as liability for medical and wage costs.

  • Can I bundle workers’ compensation with other business policies?

    Yes, bundling with general liability or a business owner’s policy (BOP) can simplify coverage and save costs.

What Our Workers’ Compensation Insurance Can Do for You

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Employee Protection

Ensures your team receives medical care and wage replacement after a work-related injury or illness.

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Compliance with State Laws

Helps your business meet Colorado’s legal requirements, avoiding fines and penalties.

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Legal Liability Coverage

Protects your business from lawsuits related to workplace injuries or illnesses.

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Customizable Coverage Options

Tailor your policy to fit the unique needs of your business and workforce.

Get Your Free Quote Today!

Protect your employees and your business with confidence. Contact us today or request a free quote online to find the perfect workers’ compensation policy for your Colorado business.